Up to $1,000 credit limit subject to credit approval
Card BrandVisa®
Credit RecommendedFair/Poor
Regular Purchase APR29.99% or 36% Fixed
Annual FeeAs low as $85
Intro Purchase APRn/a
Intro Balance Transfer APRn/a
Highlights
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
- Up to $1,000 credit limit subject to credit approval
- $0 fraud liability**
- Free Credit Score†
- The Imagine Card is issued by Webbank
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.
Additional Info
- Rewards Rate 1 : Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
- Credit Line : Up to $1,000 credit limit subject to credit approval
- Regular APR : 29.99% or 36% Fixed
- Annual Fee : As low as $85
- Credit Recommended : Fair/Poor
- Card Brand : Visa®
- Foreign Trans Fee : 3% of each transaction amount in U.S. dollars
- Cash Advance Fee : Either $5 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee : 3% of the amount of each transfer
- Issuer: WebBank
Specifications
| Regular APR | 29.99% or 36% Fixed |
|---|---|
| Annual Fee | As low as $85 |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | Fair/Poor |
| Cash Advance APR | 32.99% or 36% |
| Cash Advance Fee | Either $5 or 5% of the amount of each cash advance, whichever is greater |
| Cash Grace Period | n/a |
| Late Payment Fee | Up to $41 |
| Overlimit Fee | n/a |
| Return Check Fee | Up to $41 |
| Foreign Transaction Fee | 3% of each transaction amount in U.S. dollars |
| Balance Transfer Fee | 3% of the amount of each transfer |